In February, our nation honors African Americans by celebrating Black History Month. Recognizing our shared history is one way we can affirm our belief in freedom and democracy for all. For more than 80 years, Social Security has helped secure today and tomorrow with financial benefits, information, and tools for people of countless backgrounds and ethnicities that make up our richly diverse country. Continue reading
Far too often, the news alerts consumers about potential data breaches and concerns over the privacy of their personal data. In 2018, several major breaches affected millions. Questions and concerns about data and privacy are on the rise.
To highlight the importance of data privacy, Congress decreed January 28 as National Data Privacy Day. This day is an annual observance dedicated to increasing awareness about data privacy, the importance of individual privacy rights, and the need to protect personally identifiable information (PII) from improper use and disclosure. Continue reading
Marriage is a cultural institution that exists all over the world. Having a partner means sharing many things including a home and other property. Understanding how your future retirement might affect your spouse is important. When you’re planning for your fun and vibrant golden years, here are a few things to remember: Continue reading
In the digital age, frauds and scams are an unfortunate part of doing business online. During the holiday season, Social Security has traditionally seen a spike in phishing scams, and we want to protect you as best we can. Continue reading
The idea of applying for Social Security retirement benefits might seem daunting, but it’s not. There’s no need to visit an office. You don’t have to use the phone. We have an online retirement application that you can complete in as little as 15 minutes and from the comfort of your home or office. In most cases, once your application is submitted electronically, you’re done. There are no forms to sign and usually no documentation is required. Social Security will process your application and contact you if any further information is needed. Continue reading
Each year we announce the annual cost-of-living adjustment (COLA). Usually, there is an increase in the Social Security and Supplemental Security Income (SSI) benefit amount people receive each month, starting the following January. Law requires that federal benefit rates increase when the cost of living rises, as measured by the Department of Labor’s Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). Continue reading
You work hard for your money. You’re saving and planning for a secure retirement. Now you need to make sure you’re going to get all the money you deserve. Regularly reviewing your Social Security earnings record can really pay off, especially when every dollar counts in retirement.
If an employer did not properly report just one year of your work earnings to us, your future benefit payments from Social Security could be close to $100 per month less than they should be. Over the course of a lifetime, that could cost you tens of thousands of dollars in retirement or other benefits to which you are entitled. Sooner is definitely better when it comes to identifying and reporting problems with your earnings record. As time passes, you may no longer have easy access to past tax documents, and some employers may no longer be in business or able to provide past payroll information. Continue reading
Life is unpredictable, and everyone is susceptible to experiencing homelessness. It can happen to people in our community — colleagues, military veterans, close friends, and even family members — people who might be too proud to ask for help. Continue reading
Social Security is here with information, tools, and benefits to help you secure today and tomorrow. Our journey together begins when you’re born and get your Social Security card. It continues when you get your first job and follows you through your entire career, marriage, and retirement. Our commitment is to be with you throughout life’s journey.
Our promise extends to surviving family members when a worker dies.
Some of the Social Security taxes you pay go toward survivors benefits for your family. In the event of your death, certain members of your family may be eligible for survivors benefits; these include widows and widowers, divorced widows and widowers, children, and dependent parents.
The amount of benefits your survivors receive depends on your lifetime earnings. The higher your earnings are, the higher their benefits will be. The value of your survivors benefit may be more than the value of your individual life insurance.
By making sure your earnings are posting correctly, you are passing down protections to your survivors, just as your parents did before you. You can do this by: Continue reading
Each year on December 1st, we commemorate World AIDS Day. It is an opportunity to demonstrate our unity in the fight against HIV. Social Security is there throughout life’s journey. When disability strikes, we’re there providing you with benefits, tools, and information to support you when you need it most.
If you have HIV/AIDS and cannot work, you may qualify for Social Security disability benefits as long as you meet our disability requirements. We pay disability benefits to people who can’t work because of a medical condition that’s expected to last at least a year or end in death. Your medical condition must also be serious enough to prevent you from doing substantial gainful work. Continue reading