A Call to Action during the ACA Women’s Week of Action

A group of three happy, senior African American women standing together at the park. Two of them are looking at the camera and laughing. The main focus is on the woman in the middle.

Women everywhere are living longer and working harder. Along with those realities comes a greater need to manage risks related to our health and financial futures. Both the Affordable Health Care Act (ACA) and Social Security can help women manage those risks. During this week’s Affordable Care Act (ACA) Women’s Week of Action—November 9-13—we call each of you, women everywhere, to action.

When it comes to individual planning, we suggest considering three important factors: Coverage, Affordability, and Preventive Care.

Proper coverage is important for everyone, particularly women. Before the Health Insurance Marketplace opened in January 2014, approximately 17 percent of American women, ages 19 to 64, were uninsured. The Marketplace has helped that rate drop by almost 5 percent, with more than 4.3 million American women getting coverage by mid-2014.

When it comes to affordability, over 8 out of 10 people who enrolled in health coverage through HealthCare.gov qualified for financial help to make their monthly premiums more affordable. Most people can find plans available for less than $75, which makes planning that much easier.

HealthCare.gov outlines plans that cover free preventive care with no co-pay. Women are now able to access preventive screenings, such as mammography, certain cancers, and testing for genetic risks. In addition, women have access to contraception, sterilization procedures, patient education, counseling, and much more. ACA is providing security, peace of mind, and accessible healthcare to millions.

Planning doesn’t stop there! Income from other retirement programs and savings may run out, but Social Security benefits continue for life. Women tend to receive greater help from our programs due to lower lifetime earnings, and they retire with smaller pensions and fewer assets than men do. In addition, women are more likely than men are to receive Social Security retirement benefits as a spouse, divorced spouse, or survivor. For these reasons, women want to be aware of the benefits and programs we provide.

We encourage you to create a my Social Security account to begin tracking your earnings record and potential future benefits. You can also use the retirement estimator to estimate your Social Security benefit under various retirement scenarios.

By knowing what you can expect from Social Security, you are strategically answering the call to action to make important decisions concerning your savings and retirement plans.


13 thoughts on “A Call to Action during the ACA Women’s Week of Action

  1. What about mental retarded adults that can’t take care of themselfs? What kind of insurance can they get. My daughter can’t get medicad. We live in Maryland. Help

  2. I doubt many women are working harder today than my mom did being married, keeping
    house ,running a household, and raising 5 kids in the 40’s,50’s 60’s and 70’s.

    • We are living in very different times. Your mother was closer to perfection(adam & Eve). Todays woman have a lot more issues to contend with physically, emotionally and spiritually.

    • “Doubt” Kenny, this word nor the word lazy were/are worse than slang as we grew up. I get exactly where your coming from & can appreciate your honesty. However, when you “underestimate” women in general you are disrespecting your mom too in a sense.

      Secondly, I can’t judge since I wasn’t my mom or my dad or elders such as grandma and grandpa, but, I can assure you, being a single mom who’s not only raising children on her own but adults too, those like me “caught in the sandwich generation” are working harder than men, they don’t have “maternal” instincts nor are rarely any of them, “care-ing” or “care-giving”, at least from my past thirty years of experience.

      • Oh, I meant to say, the words lazy or doubt are worse than slang when it came to our up bringing & that’s how mine too are being raised. Ty

  3. Why is the SSA using this blog as a pep rally for Obamacare? Only those people who quality for a subsidy, and there aren’t many, can even hope to find a good price for health care at the government exchange. $75 a month…..I’d like to know the number of people who are getting this rate and I’d also like to know what their deductible is. Only people who would otherwise qualify for Medicaid can qualify for a subsidy. And if you’re on Medicaid, you already get free healthcare. If the intent of this blog is to speak to people who are already on some sort of government assistance and to encourage them to get on Obamacare so the government can tout how many people are on Obamacare, it should be taken down from the Internet. I read these every day and all this blog does is give a platform to people to complain about how much they are NOT getting from the government, meaning the taxpayers. Obamacare isn’t working for MOST of the people in this country and that’s a fact. It is not SSA’s responsibility to try to push more people onto Obamacare so you can help make the numbers look better.

    • Love this post Susan, hit the nail on the head. Oh, it’s funny when you read the blog, it states the IRS AND SSI can and will support women, bc our SSI won’t be there when we’re ready and they’ve really screwed our children. Thanks to the “WALKING SUIT” as my father says. You go girl!

  4. I have applied for social security disability and i can only pray it comes in handy now that i truly need it, With it all working part time most of the years trying to raise children and be at home for them not working full time. I rather back then been part time worker and a parent then being a full time single mother not knowing what was going on in the home unsupervised , So now i need what time I put forth this time around in my life. Still striving in school anyways but my health is at risk even though. I pray some positive conclusion arises . Thanks

  5. Hi,everyione who is posted one of the things that bothers Native Americans through my convrsations is we are loseing our benefits that our family generation have work and paid into for year to Foreigner that are receving all assistant,benefits undocumented in USA I suffer from a back injury have never receive assistant finacally from the welfare system in the last five years I have been seeing doctors approved by affordable care act. where they dont speak english but the worst case is that I HAVE NOT received any treatment conversation any action plan disscused to me by the doctors I ask my providers and the ignore the question now in the middle of my back is stiff and my pain and movement have became unbelivable i suffer from 2 sliped disc4&5 pinched nerve and ostioporo. arthirites WHAT DO I DO?

  6. How can I get Social Security to understand that overpayments and the time i started working were mistakes made by Social Security and not me. They even put a representative who are known to get rid of people who question their decisions. It bullying at The Social Security office where I go. It’s awful to treat elderly people that way.

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