General

5 More Facts You Might Not Know About Social Security

July 26, 2018 • By

Reading Time: 2 Minutes

Last Updated: August 19, 2021

What kind of questions do you and your friends ask about Social Security? When do my benefits arrive? What are Social Security work credits, and do they have anything to do with the way my benefits are figured? Will I be automatically enrolled in Medicare? Read on to find the answers to these questions.

1. Social Security benefits are paid in the month following the month for which they are due.

When you meet all the requirements for eligibility, the benefit check you receive is payment for the prior month’s benefits. For information on the payment of benefits, you can read our pamphlet, What You Need to Know When You Get Retirement or Survivors Benefits.

To know when checks will be paid, you can save the Schedule of Social Security Benefit Payments to your “Favorites” or print it.

2. We don’t pay benefits for the month of death.

Social Security uses the same throughout-the-month rule to determine eligibility for the benefit that is due for the month of death. You must live through the full month to be eligible for the payment. See the pamphlet above in the section titled If a beneficiary dies for more information about when a check is due.

3. Survivors benefits can replace a percentage of the worker’s earnings for family members.

The eligible family members of a retired or disabled beneficiary may receive a monthly payment of up to 50 percent of beneficiary’s amount. Survivors benefits usually range from about 75 percent to 100 percent of the deceased worker’s amount. Visit our Understanding the Benefits publication for an explanation of the amounts family members receive.

4. Work credits determine eligibility for benefits, but your lifetime earnings are used to calculate your monthly benefit amount.

Retired workers need 40 work credits to be eligible for benefits, but your work credits alone do not determine how much you will receive each month. When we figure your retirement benefit, we use the average of your highest 35 years of earnings. See Your Retirement Benefit: How It Is Figured for more information

5. If you receive retirement benefits before you reach age 65, you will be automatically enrolled in Medicare.

Medicare Part A (hospital insurance) helps pay for inpatient care in a hospital or skilled nursing facility following a hospital stay. It also pays for some home health care and hospice care. Medicare Part B (medical insurance) helps pay for services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventative services. When you’re already receiving retirement benefits, we automatically sign you up for Medicare Parts A and B when you turn age 65. You can then decline Part B if you choose, since it requires a monthly premium. If you are not receiving retirement benefits as you approach age 65, you should contact Social Security three months before age 65 to sign up for Medicare Part A and B. Even if you don’t want to retire at 65, you should sign up for Medicare only. For more details, check out our Medicare page.

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About the Author

Jim Borland, Acting Deputy Commissioner for Communications

Jim Borland, Acting Deputy Commissioner for Communications

Comments

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  9. Puerto R.

    Did you understand these realities on CBD OIL and Full Spectrum CBD Hemp Oil? Cannabinoids are isolated from hemp using supercritical CO2 extraction. Thanks to contemporary technology, the resulting solution is clean, devoid of unneeded waxes and heavy metals, naturally present in the plant, and the drawn liquid has a normal, oily consistency. CBD oil includes cannabidiol as a base ingredient and might consist of just trace amounts of tetrahydroxycannabidiol (THC). Works as a memory enhancer, enhancing concentration and coordination of motions, getting rid of inflammation and reoccurring infections. It improves the conduction of stimuli in the course of autoimmune illness (several sclerosis, amyotrophic sclerosis). It is suggested by medical professionals and pharmacists as an antioxidant and compound that obstructs the action of proinflammatory cytokines (proteins), e.g. in Crohn’s illness or ulcerative intestine. RSO oil has a low CBD content, while high THC. Of course, the key job of RSO is to trigger a psychoactive result, although it can also stimulate “sick” brain structures. It is worth understanding that supplements of this type is primarily utilized by people to whom standard treatment does not bring relief in disease. The synergistic (enhancing) action of CBD and THC relative to each other is used here. Both cannabinoids can do far more together than when used independently. In addition, they collectively promote the division of non-active nerve cells, nourish the fatty envelope of the nerves, and avoid myelin swelling that triggers loss of function in some autoimmune diseases. There are also stories where cannabis in its natural type softened spasticity, lowered the frequency of seizures and convulsions, and suppressed unpleasant scrapie in Parkinson’s disease. This is where the idea of getting RSO, meant just for chronically ill people, originated . Both cannabis oil type CBD and RSO likewise consist of other cannabinoids, such as cannabichromene (CBC) and cannabigerol (CBG). The trick is not, nevertheless, that CBD typically has a structure broadened to include flavones, flavonoids, terpenes, terpenoids, amino acids and omega acids. The difference is primarily due to intentions guiding mankind to utilize one or the other product. CBD medical cannabis oil is a rather helpful mix of cannabinoids, designed to safeguard against 21st century illness. It’s best to utilize all of these compounds together, as nature created them and enclosed in cannabis inflorescences. Oil of marijuana in a kind of pastime APR contains small quantities of CBD, balanced by the presence of THC. – Modern scientific research study reveals that CBD + THC cope with serious autoimmune illness, while CBC or CBG show minimal activity in the existence of both substances, simply like flavonoids, flavones or terpenes, for that reason their material in the service appears to be unneeded. In addition, the cannabis stress from which THC and CBD are derived consist of negligible amounts of other cannabinoids. Marijuana oil has currently marked a brand-new period in which man ceased to fear what is unidentified, and began to rediscover what our ancestors had actually already observed and use the considerable potential, initially glance, a little strange relationships, associated mainly with pathology. Medical marijuana, contrary to its name, does not mean fermented female inflorescences and leaves including psychoactive compounds coiled in so-called “Joints”, but an advantageous oil without psychedelic THC. A standard person, after taking doses of medical marijuana and achieving the appropriate state of cannabinoids in the blood, can delight in increased resistance, lowered susceptibility to cancer, postponed aging and minimized risk of stroke or cardiac arrest. CBD oil includes cannabidiol as a base active ingredient and might consist of only trace quantities of tetrahydroxycannabidiol (THC). RSO oil has a low CBD content, while high THC. Both cannabis oil type CBD and RSO also consist of other cannabinoids, such as cannabichromene (CBC) and cannabigerol (CBG). CBD medical cannabis oil is a rather useful blend of cannabinoids, developed to safeguard against 21st century disease. Oil of marijuana in a kind of pastime APR consists of small amounts of CBD, stabilized by the presence of THC.

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  10. Rebecca A.

    Hello, I have been helping my elderly friend for 10 years, livein for 9 years, and his IHSS care provider since 2017. I know I am listed as his benefissary because not one family member contacted him the entire time I have known him. He passed last week. Helping him the past 10 years was my only source of income. I devoted my life completely in caring for him. Now what do I do? Am I entitled to any benefits? He has left me a hollographic will that states in the event of his death he leaves his belongings to me. This will is dated September 2014. He has left me 5 dogs to care for, the dogs, and I and his conservator of his person are all the family he considered family.. please guide me what to do. Am I supposed to apply for help with his burial? I have not gone through anything like this before.

    • Rebecca A.

      Hello, I posted the comment above. I forgot to add that I was paid in 2017 to May 2018 from IHSS for care provider wages, but then someone changed the aid code for no reason but to harassme and from May 2018 through September 2, 2020 (when he passed) my IHSS wages have been witheld from me. Medical/Medicare have been depositing my wages into a medival account that served me no purpose. When I asked why? That did not make sense, they said because my recepient has to high of share of cost,. to collect my wages from my recipient. How do I get my wages that have been with held? I can proof this to be true for I have every check mailed to me stamped “do not pay.”

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