Knowing where you stand now with Social Security will pay off

beth kobliner For most people, Social Security is a mystery. We see that 6.2 percent deduction on our pay stubs and wonder: What does it mean for my financial future? The answers: A lot. And not enough.

After tax season, take a few minutes to go online and read your Social Security statement. Even if your retirement is 30 or 40 years away, you need to know where you stand now. The Government Accountability Office tells us that nearly a third of households with members ages 55 and up have no retirement savings plan or pension in place—zip. That means Social Security is the only post-retirement pay they’ll get – and the estimated average monthly benefit for retirees (as of 2017) is just $1,360. (See what I mean by “not enough”?) Continue reading

facebooktwitterlinkedin

Prepare for your disability interview: tips from Social Security

man writing in wheelchairWhen a person becomes disabled, it can be a very stressful time in their life. There are many questions and unknowns when you have to transition out of the workforce due to medical issues. While an employer may offer short or long-term disability, most people faced with a disability will file for benefits with Social Security.

If you’re facing life with a disability and don’t know where to start, we encourage you to visit our website at www.socialsecurity.gov/disabilityssi. You can apply for benefits on our website; it’s the most convenient way. Additionally, you can contact us at 1-800-772-1213 (TTY 1-800-325-0778) or visit your local office if you wish to apply for disability benefits. When applying for benefits, you should be prepared to answer a number of questions including: Continue reading

facebooktwitterlinkedin

There’s Plenty You Should Know About Social Security Disability Benefits!

woman in wheelchairLife is unpredictable. When something interrupts your plans, it’s good to know there’s a way to supplement your income, in case of an unexpected life event.

Social Security has a strict definition of disability based on your inability to work and provide for yourself and your family. Disability benefits are available only to people with impairments so severe that they prevent any kind of significant, profitable work. Social Security pays only for total disability. No benefits are payable for partial disability or for short-term disability. Continue reading

facebooktwitterlinkedin

Celebrating Those Who Provide Care

elderly man and woman in the parkNovember was National Family Caregivers Month. In his Presidential Proclamation in celebration of caregivers, President Obama reminds us that our great nation was founded on the ideal that we all do better when we look out for one another. For millions of Americans, this concept is more than an ideal. It’s a day-to-day reality. Continue reading

facebooktwitterlinkedin

Keeping our Disability Programs Updated

elderly woman on computerAs we continue to reflect on the 60th anniversary of Social Security Disability Insurance (SSDI) this year, it’s worth noting some of the ways the program has evolved over time. A lot has changed since DI started in 1956! We continuously work to ensure our programs keep pace with rapid changes in medical care, healthcare delivery models, assistive technology, and workplace requirements. Continue reading

facebooktwitterlinkedin

Obamacare Offers New Protections for LGBTQ Americans

LGBTQ week of actionAs we celebrate LGBTQ Enrollment Week of Action, millions of Americans—including many LGBTQ people—are already covered by health insurance thanks to the Affordable Care Act. And millions more can get covered before January 31, 2017.

For many in the LGBTQ community, access to health care might not seem like much of a priority. But health is an LGBTQ equality issue. Why? Because the LGBTQ community faces health disparities in areas like obesity, smoking, cancer screening, and HIV. LGBTQ people are disproportionately likely to be uninsured and to face discrimination by health care providers when in need of care. Continue reading

facebooktwitterlinkedin

Relief for Thousands Suffering from Alzheimer’s Disease

woman and husband posing for a pictureToday, there are nearly 5.4 million Americans living with Alzheimer’s disease. While most people associate the disease with old age, there are 200,000 Americans under the age of 65 living with it today. As with all forms of the disease, Early Onset Alzheimer’s is a progressive, terminal disease, which cannot be prevented, cured or even slowed.

Since the onset can occur in people as early as their thirties and forties, it often strikes during an individual’s prime working years, and as the disease progresses it prevents gainful employment. As a result, individuals are coming to grips with a devastating diagnosis all while losing employment and the salary and benefits that come with being employed. These individuals and their caregivers then must figure out how they will pay for their care. Continue reading

facebooktwitterlinkedin

We Need Your Insights on Telehealth and Telemedicine

60thblog-oct-11What is the National Disability Forum?

The National Disability Forum is an open conversation where members of the public, community leaders, and Social Security employees come together to talk about the disability programs. Social Security uses these meetings to listen to you and your community leaders so we can learn what’s important to you.

Your input is important to Social Security. We use what we learn from you and your community to improve our rules and policies to help people with disabilities. The National Disability Forum does not replace Social Security’s normal rule-making process, but it does help us hear from you before we make any new rules. Learn more about the National Disability Forum here. Continue reading

facebooktwitterlinkedin

Social Security Disability Secures Today and Tomorrow

ssdi60“I have never asked for help, but man did I need it now.” This is the case for many people living with disabling conditions that prevent them from working. At Social Security, we see and hear these stories every day.

We provide benefits to millions of people with disabilities and their families through the Social Security Disability Insurance program. This earned benefit program provides a vital lifeline for those who can no longer work because of an oftentimes unexpected critical illness. Disability can be unpredictable and can change anyone’s life at any time. Continue reading

facebooktwitterlinkedin